First Abu Dhabi Bank, one of the leading banks in the United Arab Emirates. The bank offers a wide range of services to individuals, companies, and businesses. Checking your account balance is one of the most important things you can do. FAB offers multiple options to check your account balance online and off to meet different needs.
You can better manage your money if you know what balance is. You can track your spending, manage expenses and avoid surprises. Customers can select the most convenient method for them: digital apps, SMS or ATMs, customer service, etc.
How to check FAB balance
FAB provides multiple methods to check your balance. Each method is convenient. Choose the method that best suits your needs. Some methods do require internet access while others don’t.
FAB Balance Check by SMS (Quickest method)
FAB Balance Check via SMS is the fastest way to do so. It is possible to use it without an internet connection. This is perfect for quick access.
Send an SMS with the following format to use this service:
Send the text 2121 to your registered mobile phone number.
Your account balance will be emailed to you instantly. It takes just a few moments.
It is also useful for traveling. This method also works with basic mobile phones. Verify that your phone number is linked to your account.
FAB Balance Check Methods & Codes
| Method | Code / Info | Speed | Internet Required | Notes |
| SMS Banking | BAL + last 4 digits → 2121 | Instant | No | Must use registered mobile number |
| FAB Mobile App | Login via App | Real-time | Yes | Shows balance & transactions |
| Online Portal (Ratibi Card) | Magnati Prepaid Card Enquiry | Instant | Yes | Enter card details only |
| ATM | Use card & PIN | Instant | No | Any FAB ATM in UAE |
| Customer Service Call | 600 52 5500 (UAE) / +971 2 681 1511 | Instant | No | Requires identity verification |
FAB Mobile App: Balance Check
FAB mobile app is an easy and safe way to access your account. The app gives you full access to your FAB account.
Download the app, then log in. You can check your balance once you are logged in. You can check your transaction history.
Additional features are available in the app. The app allows you to transfer money, pay your bills and manage your cards. You can access it 24/7.
Users who prefer electronic banking will find this method most convenient. This method provides detailed information on one page.

Online balance check for Ratibi cards
FAB card holders can check their balance online. Magnati offers this service. Visit the prepaid cards enquiry portal. Enter your card details. Enter your card details to see your balance. This method is fast and simple. This is particularly useful for those workers who use Ratibi cards. In most cases, no login is needed.
FAB ATM Balance Inquiry
ATM machines are also a reliable option. FAB operates a large network of ATMs in the UAE.
Insert your card in the ATM. Enter your PIN. Choose the option to check your balance. You will see your balance displayed on the screen.
It is easy and secure. This method is ideal for users who prefer to access their data physically.
FAB Customer Support
Contact customer service to check your balance.
If you’re in the UAE, call 600 52 5500.
If you’re outside of the UAE, call +971 2 681511
Follow the instructions given by the system. You may be asked to verify your identity.
If you have any problems, this option can be very helpful. You can also get extra support.
FAB Banking Services in UAE
FAB is present in all the United Arab Emirates. It is a major player in cities such as Abu Dhabi and Dubai.
The bank provides a variety of services. Personal banking, corporate banking and digital solutions are all available.
The latest technology is available to customers. The services are designed to be time-saving and easy. Digital banking is gaining popularity in the region. FAB is constantly improving its systems to meet the needs of customers.
FAB Balance Check Requirements
You will need some basic items to use the FAB balance checking services.
- Valid FAB card or account
- Registering a mobile number
- Internet access is required for all online or mobile methods
Ensure that your information is current. Ensure that your information is up to date.
The Benefits of Regularly Checking Your FAB Account Balance
It is important to check your balance regularly. You can better manage your finances by checking your balance regularly.
You can keep track of your expenditure. You can avoid charges for overdrafts. You can also detect unauthorized transactions quickly.
Regular checks improve financial awareness. You can better plan your budget with their help. It leads to better financial management.
Common Issues with Solutions
Ensure that your mobile number has been registered. Verify that you’re sending in the right format. Check your network coverage.
Unable to login to app
Check your Internet connection. If necessary, reset your password. Update the app with the latest version.
Card not accepted at ATM
Verify that your card is in good standing. If necessary, try another ATM. If the problem persists, contact customer service.
Security Tips for Balance Checking
Banking is a very secure industry. Follow safe practices at all times.
- Never share your OTP or PIN with anyone
- Only use official apps and sites
- Use public Wi-Fi to avoid banking
- Log out after using mobile or online banking
Follow these steps to protect your account.
FAB Balance Check Different Account Types
Savings and Current Accounts
All methods are available to check your balance. These accounts can be accessed via SMS, ATMs, online, and apps.
Salary Accounts
In the UAE, salary accounts are very common. FAB is used by many employees to transfer salaries. You can check your balance easily via SMS or the app.
Ratibi Prepaid Cards
Workers use Ratibi cards to pay their salaries. The Magnati portal allows you to check your balance. It’s quick and easy.
FAB Digital Banking Experience
FAB Balance is focused primarily on digital transformation. Its goal is to make banking more convenient for customers. Convenience is the goal of both mobile apps and online services. The mobile app and online services reduce the need to visit branches. Online, customers can complete many tasks. Checking balances, transferring money, and paying for bills are all possible online. Saving time is possible with digital banking. This also allows for real-time updates. It improves the user experience.

Why Balance Checking is important for users
It is not just a simple feature. It is a crucial part of financial management.
Users can keep track of their income and expenditure. Users can plan their monthly budget. They can reduce financial stress.
This helps to identify errors. It is possible to report any abnormal activity quickly.
It makes the banking system safer and transparent.
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conclusion
FAB balance checking is easy and convenient. First Abu Dhabi Bank offers multiple options for its users. Choose from SMS, mobile apps, online portals, ATMs, customer support, or the bank’s customer service.
The methods are designed to be easy to use. SMS is the fastest method. The mobile app provides complete account information. Ratibi customers can benefit from online services. You can stay on top of your finances by checking your balance regularly. This improves your financial planning and security. Select the method that best suits you. Manage your finances confidently and stay up to date.
FAQs
How do I check my FAB Balance by SMS?
Send BAL + the last four digits of your credit card to 2121 using your registered mobile number.
How can I check the balance of my FAB online?
You can log into the FAB Mobile App, or the Magnati Ratibi portal to purchase prepaid cards.
How can I check the balance of my FAB card?
You can view your salary balance using the FAB Mobile App or the Magnati Prepaid card Enquiry portal.
Is there a mobile application for FAB balance checking?
Download the FAB Mobile App for free to view your transactions and balance.
How can I check my FAB balance without the internet?
You can also use SMS banking at any FAB ATM.


